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We insure cars that turn heads

Coverage that fits you - personal and free of jargon.

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Our services

We support you with the right solutions

Specialist cover for sports cars, exotics, classics and entire collections - tailored to your vehicle.

Exclusive cover for extraordinary vehicles

Whether it is a sports car, a supercar, a luxury saloon or a premium SUV - exclusive vehicles deserve insurance cover that reflects their special value. With the “Best for Cars” exotic car policy you get tailored benefits for high-end automobiles and collector’s vehicles.

Your benefits at a glance

  • Individually calculated premium
  • Free laid-up cover for up to 18 months
  • You only pay for the period the car is registered
  • Shortfall (GAP) cover already included
  • Flexible excess options
  • Increases in value covered on the basis of a valuation report
  • Comprehensive own-damage cover designed for exotics
  • Optional add-on modules for even more security
Which vehicles is the exotic car policy for?

The exotic car policy is designed for vehicles such as:

Sports cars

  • Ferrari
  • Lamborghini
  • Aston Martin
  • comparable high-performance cars

Supercars

  • Bugatti Veyron
  • LaFerrari
  • other exclusive limited-series vehicles

Luxury saloons

  • Rolls-Royce
  • Bentley
  • comparable luxury vehicles

Premium SUVs

  • Lamborghini Urus
  • Bentley Bentayga
  • other exclusive off-roaders and SUVs
Individually calculated premium

Every exotic is unique. That is why we take a range of factors into account to arrive at a fair, individual premium:

  • Type of vehicle
  • Age of the vehicle
  • Driving experience
  • Annual mileage
  • Claims history

Particularly favourable premiums are common for:

  • experienced drivers
  • vehicles with low annual mileage
  • owners of older vehicles (classic cars)
  • owners of luxury saloons
Motor third-party liability insurance

Motor third-party liability insurance settles justified compensation claims from third parties and defends you against unjustified ones.

Scope of cover

  • Sum insured up to EUR 100 million in total
  • Up to EUR 15 million per injured person
  • Top-up cover for hire cars elsewhere in Europe
  • Protection for accidents abroad caused by third parties
Partial and fully comprehensive cover

Our own-damage cover protects your exotic all round.

Partial comprehensive

Insured risks include:

  • Theft and unlawful taking
  • Fire and explosion
  • Broken glass
  • Storm, hail and lightning
  • Flooding
  • Collision with animals of any kind
  • Damage caused by animal bites
  • Natural hazards such as earthquake, sinkholes, subsidence, landslides, mudflows, rockfall as well as snow and ice avalanches
  • Damage caused by collapsing or falling parts of buildings
  • General average during sea transport

Fully comprehensive

In addition to partial comprehensive cover:

  • Accident damage you cause yourself
  • Damage caused by vandalism
  • Damage caused by hacking and cyber attacks
Special benefits for exotics

Shortfall (GAP) cover included

For leased and credit-financed vehicles, the financial gap between the replacement value and the outstanding balance is automatically covered.

Own-damage liability cover

  • Insured up to EUR 100,000
  • Minimum excess of EUR 500

Animal bites

  • Damage covered without limit
  • Consequential damage up to EUR 10,000

Short circuits

  • Short-circuit damage covered without limit
  • Consequential damage to units up to EUR 3,000

Communication and guidance systems

Permanently installed technical systems are replaced at their price when new:

  • Navigation systems
  • Communication systems
  • Guidance systems

Portable navigation devices

Theft from a locked vehicle is covered up to EUR 300.

Operating fluids

Reimbursement for operating fluids such as engine oil and coolant (fuel excluded).

Electric vehicles

Disposal costs for damaged battery packs up to EUR 1,000.

Total loss

  • Delivery costs for a replacement vehicle up to EUR 1,000
  • De-registration and registration costs up to EUR 150
Covering increases in value

Many exotics become collector’s vehicles and gain in value over time.

With an up-to-date valuation report, a vehicle value higher than the original list price can be insured, so the actual development in your vehicle’s value is taken into account.

Free laid-up cover

If your exotic is temporarily taken off the road, insurance cover continues.

Your benefits

  • No premium payable
  • For up to 18 months
  • Protection while the vehicle is off the road

This requires the vehicle to have been insured for at least five months before it was taken off the road and to be kept at the agreed storage location.

Optional breakdown cover

Fast help after a breakdown or an accident:

  • Roadside assistance
  • Towing service
  • Vehicle repatriation from within Germany and abroad
  • Hire car service
  • Overnight accommodation costs
  • Medical repatriation
  • Document service abroad
Optional driver cover

Driver cover extends the driver’s own protection up to EUR 15 million per claim. Insured benefits include:

  • Loss of earnings
  • Reduced pension entitlements
  • Compensation for pain and suffering
  • Domestic help
  • Conversion work after serious accidents
  • Benefits for surviving dependants
Optional emergency service

The emergency service supports you when it matters through:

  • Automatic crash detection
  • Transmission of the vehicle’s location
  • Voice connection to the emergency call centre
  • Support after both serious and minor accidents
Area of cover in Europe

Own-damage cover applies in:

  • Andorra
  • Austria
  • Belgium
  • Denmark
  • Finland
  • France
  • Germany
  • Greece
  • Iceland
  • Ireland
  • Italy
  • Liechtenstein
  • Luxembourg
  • Malta
  • Monaco
  • Netherlands
  • Norway
  • Portugal
  • San Marino
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom
  • Vatican City

Personal advice for your exotic: every exotic is unique. That is why we put together an individual insurance solution for your vehicle - precisely tailored cover, a fair premium and exclusive benefits for high-end automobiles.

Best for Cars - as exclusive as your vehicle.

Reliable cover for vehicles that are not registered

Not every vehicle is on the road all year round. For high-end vehicles that are laid up for longer periods or that are not to be registered at present, garage insurance provides sensible protection.

That way your vehicle stays covered against unforeseen events even while it is standing still.

Your benefits

  • Cover for vehicles that are not registered
  • Ideal for collector’s vehicles, classics and exotics
  • Protection during longer periods off the road
  • An insurance solution for when laid-up cover expires

With exclusive sports cars, supercars or luxury vehicles in particular, seamless cover is advisable in order to protect the vehicle’s value in the long term.

Insurance cover for automotive collector’s items

Some vehicles are far more than a means of transport - they are part of a collection, a piece of automotive history or a valuable exhibit.

Our museum insurance covers vehicles that are kept exclusively for exhibition, presentation or collection purposes and that do not take part in public road traffic.

Your benefits

  • Insurance cover for vehicles on display
  • Individual valuation of high-end collector’s items
  • Valuation reports and market values taken into account
  • Tailored solutions for collectors and museums
Suitable for
  • Private vehicle collections
  • Vehicle museums
  • Exhibition vehicles
  • Historic vehicles
  • Exclusive sports cars and supercars
  • Prototypes and special one-offs

Brands

Individual insurance for exclusive sports cars

Your sports car is more than a vehicle. It combines a passion for driving, extraordinary engineering and a considerable market or collector value. That is why your insurance cover should suit your vehicle, the way you use it and your personal situation.

Whether it is a Ferrari 458 Speciale, a Porsche 911 GT3 RS, a Lamborghini Huracán STO, a McLaren 765LT, a Bugatti Chiron, a Pagani Huayra or a Mercedes-AMG ONE: together with you we review which insurance modules and terms come into consideration for your exclusive vehicle.

Why us

Advice you can rely on

We are your dependable point of contact - before you sign, in everyday life and when it really counts.

Personal & knowledgeable

You always speak to a dedicated advisor who knows your situation and your vehicle inside out. As a specialist agency for sports car, exotic and classic car insurance, your needs and your vehicle come first - not anonymous off-the-shelf solutions.

  • A dedicated advisor, not a call queue
  • Tailored tariffs specifically for sports cars, exotics & classics
  • Clear recommendations without jargon

How we work

We start with a review of what you have, explain your options at your own pace and stay with you after you sign - including hands-on help when you need to make a claim.

  • Analyse your needs and spot gaps in cover
  • Ongoing support & help with claims

Your sports car & classic car expert since 1998

More than 25 years of experience protecting sports cars, luxury saloons, classics & co. - from the latest supercar to the timeless classic.

Cooperation

Exclusive cooperation

Professional paint protection and tailored insurance cover for extraordinary vehicles from a single source.

TF Car Detailing Munich

TF Car Detailing Munich - Perfect protection inside and out

TF Car Detailing refines supercars, luxury cars and exotics with XPEL Paint Protection Film, which permanently protects the paintwork against stone chips, scratches and environmental influences. Jan Schmauder complements this physical protection with sports car insurance tailored specifically to the needs of car enthusiasts with special vehicles.

How customers benefit from the cooperation

  • Exclusive special rates on sports car insurance for all TF Car Detailing customers with XPEL wrapping
  • Personal, individual support from Jan Schmauder instead of anonymous off-the-shelf policies
  • Europe-wide insurance cover for high-end vehicles
  • Physical paint protection and financial security combined from a single source
  • A direct point of contact for all questions around wrapping and insurance

Anyone who has their vehicle refined by TF Car Detailing with XPEL paint protection film secures not only a flawless, long-lasting finish but also access to a tailored insurance solution that honours the true value and uniqueness of the vehicle.

This partnership stands for quality, trust and real added value for everyone who loves their vehicle and wants to protect it - without compromise.

Visit the partner

TF Car Detailing Munich

Contact

Talk to us

You can reach us by phone or email. Tell us briefly what you need - we will get back to you promptly.

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Your point of contact: Jan Schmauder